
The base S trim costs $16,750. The base SV trim costs $17,890, and the base SR trim costs $18,495. The base SR costs an average of $80 more per year and $148 more per month than the base S trim. Nissan Versa insurance costs are dependent on the age of the driver, vehicle type, and deductible amount.
Higher deductible reduces premiums
Higher deductibles for Nissan Versa auto insurance can help you lower your premiums by up to 6%. However, you should consider how much money you can spend on auto insurance each month. It is better to pay more in deductibles than to be left with a large balance at the end of the year. Higher deductibles for Nissan Versa insurance are not right for everyone. The right choice depends on your personal situation and driving record.
Insurers use various factors to determine premium rates. For example, a 16-year-old male driver can expect to pay $5132 in annual car insurance, whereas a 30-year-old male driver will pay only $1332 per month. This is due to the fact that younger drivers are more likely to get speeding tickets and be at fault in accidents. Insurers take these factors into consideration to determine how much to charge for Nissan Versa insurance.
Choosing the right type of car insurance can make a big difference in your premium. Certain vehicles are more likely to be stolen, so a higher deductible will reduce your premiums. For example, a Nissan Altima is a popular target for thieves. Higher deductibles will save you money each year, especially if you're a good driver.
A higher deductible will also lower your monthly premiums. But be careful when choosing a high deductible because if you file a claim, you'll be out of pocket for it. Before deciding on the best deductible for you, check your car insurance policy and ask your insurance agent what type of coverage you need.
As a new driver, you should choose the right type of car insurance for a young driver. A smaller regional insurer may be cheaper than large national insurers, so make sure to shop around for a car insurance policy. Make sure to check out the different discounts available, such as good driver discounts, good student discounts, multi-policy discounts, and homeowner discounts. Your driving record will affect your premiums, so it is important to look for a low-risk insurance provider.
The cost of Nissan Versa car insurance can vary dramatically depending on your location and your age. Using an online quote tool can help you save money and find the best Nissan Versa insurance rate. Some insurance companies even offer model-specific discounts. For example, drivers under 25 can get cheaper insurance quotes if they have a clean driving history. A good insurance agent will be able to find you a better deal.
The higher deductibles can help you save more money in the long run. A $500 deductible would cut your premiums by 29% and a $1000 deductible would cut your premiums by 56%. However, make sure you keep in mind that high deductibles can increase your premiums if you file a claim.
Older model Nissan Versa has cheaper insurance
Insurance for the Nissan Versa can be cheaper for 22-year-old drivers if the car is at least six or seven years old. The insurance rates for the Versa depend on several factors, including age, gender, driving record, and number of traffic violations. Younger drivers tend to get more speeding tickets and have more at-fault accidents, which increase the initial cost. Getting multiple quotes can help to lower premiums.
To get the most affordable insurance for your Nissan Versa, start by comparing the cost of insurance for 22 year old drivers among the various companies. You may be able to find cheaper rates by choosing a smaller regional insurance company. You should also be aware that the rates will be higher if you have a poor driving history or poor credit.
Insurance agencies consider your full bio when calculating your policy rate. Getting insurance for a Nissan Versa that has one accident and one traffic ticket will cost you an average of $109 a month. For more comprehensive coverage, the insurance will cost about $212 a month.
Insurers can provide quotes based on the model and year of your Nissan Versa. Older model Nissan Versas will have lower insurance for 22 year old drivers than the newest models. Nissan Versa insurance costs vary significantly depending on your age and location.
You can also lower the cost of your Nissan Versa insurance premium by limiting your mileage. If you drive fewer miles, you can lower your premium by lowering your annual mileage. Older Nissan Versa models often have a better safety rating and cost less to insure.
For a 22-year-old driver, insurance for a 2022 Nissan Versa costs only $2,515 a year. It's the smallest car Nissan makes, and the lowest-priced one. However, if you're a young driver, you may want to consider a different model.
If you're a 22-year-old driver and drive less than 2,500 miles a year, your premiums could be as low as $79 a month for liability coverage. A higher deductible can also lower your rates. A $1,000 deductible on your insurance can save you almost half a grand a year.
Nissan Versa drivers typically drive about 11,500 to 18,000 miles a year, which is close to the national average. Your driving record can greatly affect your insurance costs. Your car's resale value is also a factor in insurance premiums.
Less risky car
Insurance quotes for Nissan Versa cars vary widely. GEICO, for instance, offers the cheapest coverage, while USAA has the highest. Regardless of whether you are a young male or a middle-aged woman, a Nissan Versa can be insured for much less than you might think.
The average Nissan Versa driver drives around 11,500 miles per year. This is close to the national average. This can have a significant impact on the auto insurance cost of your Nissan Versa. You can reduce the cost of your policy by raising your deductible. This is especially important if you are a safe driver, as it will decrease your premium.
Nissan Versa owners who drive fewer than 2,500 miles a year can expect to pay as little as $79 per month for insurance. You can also get discounts for good grades or completion of a driver's education course. Many insurance companies reward good drivers with reduced rates, so it pays to pay attention to the fine print.
Your credit rating has a significant impact on your insurance rates. If you have had many accidents in the past, your rate may be higher than average. However, you may qualify for a lower rate if you have good driving records and have a good credit score.
Women pay less than men when it comes to car insurance. They make fewer claims than men, so insurance carriers are more likely to charge women less than men. Women drivers will generally pay around $3 less a month compared to male drivers. However, the cost of insurance depends on many factors, including age, vehicle, and location.
The more expensive models tend to be more expensive to insure. However, if you don't want to pay more, consider buying a safer model. This car won't cost as much to repair and won't cost you as much as a luxury car.
Nissan Versa insurance is similar to that of other Nissan models. You can find cheaper insurance by buying an older Nissan Pathfinder or Murano. Nissan Versa insurance costs about $820 per year if you choose to drive a 2011 Versa instead of a 2022 version.