When it comes to insuring your 2022 Nissan Versa, finding cheap car insurance can be a bit tricky. If you have no tickets or accidents on your record, you might be surprised to find out that the average monthly premium is only $108 a month. However, the rates will get higher as you get more tickets and accidents on your record.
Average annual premium
The average annual premium for a 2022 Nissan Versa starts at $1,685. This cost depends on the model and driver's age and location. The most expensive model is the SR, which costs $18,490. Full coverage policies run $141-$148 per month. Insurance rates are also affected by the driver's age, claim history, and driving record.
When determining premiums, you should compare the costs of full coverage insurance and liability insurance. The cost of liability insurance is usually less than that of full coverage insurance. You can also choose to get liability-only insurance, which can save you $500 or more per year. Be sure to check the limits on liability insurance, which varies depending on your state and your coverage needs.
To find the best policy for you, compare the cost of insurance for your Nissan Versa to other compact cars in the U.S. The average annual premium for a 2022 Nissan Versa for a twenty-year-old male driver is $3,398. The cost of insurance for a 2022 Nissan Versa is lower for female drivers than it is for males. However, insurance for teen drivers is higher for males than for females.
Insurance rates for the 2022 Nissan Versa vary depending on your location. Drivers in high-risk neighborhoods are more likely to face higher premiums. Also, your car's trim level can affect your insurance rates. The top-of-the-line TRD trim will cost more up front, and will add to your monthly costs.
The base model Versa comes with a five-speed manual transmission. You can opt for an automatic transmission, but this will add around $1,700 to the cost. Overall, the Versa is a good value for new car buyers, especially compared to other subcompact cars. It also offers practical features, such as heated front seats.
If you're considering buying a new Nissan Versa, you might want to know what types of discounts you can get on your car insurance. For example, some insurance companies will offer liability-only policies for just $22 a month. For full coverage, you can expect to pay between $192 and $191 per month. These premiums vary based on your location, age, claims history, and driving record. You can also use a car insurance calculator to get an idea of how much your insurance will cost.
Another way to get a cheaper Versa insurance rate is to make sure you have some safety features installed in your vehicle. Many insurers offer discounts for anti-lock brakes, airbags, and automatic seat belts. Auto theft also plays a role in your car insurance costs. According to the FBI Uniform Crime Report for 2014, motor vehicle theft caused about $4.5 billion in losses to the insurance industry.
Nissan Versa owners pay an average of $193 a month for liability coverage. In California, this rate is 50% lower than the national average. Many insurers offer discounts for installing anti-theft systems and using an alarm system. A Nissan Versa also costs less to repair than the national average, which is another reason why you can expect to pay less on your insurance policy.
If you're shopping for a new car, a good place to start your search is a car insurance comparison website. Using this type of website will help you compare different car insurance companies and help you save the most money. Once you've narrowed down your choices, make sure to take the time to compare policies and get the best possible deal.
When it comes to comparing car insurance quotes, the model of your Nissan Versa is a major factor in the cost of your premium. However, it is not the only factor determining the cost of your insurance. Your car's safety features and age are also considered in determining your premium.
The average monthly price for collision coverage on a 2022 Nissan Versa is $192 a month for a driver age 18. In contrast, drivers in California will pay 50% less than those in other states. You can compare the average car insurance rates by state using the chart below. However, keep in mind that your actual premium will vary, so be sure to take advantage of any discounts you can get.
If you are looking for cheap car insurance cost for a 2022 Nissan Versa, try comparing insurance prices from different companies. For example, GEICO is one of the cheapest car insurance companies in the country. You should also check with your lender to see if they require collision coverage.
You should also consider your driving history and state's laws. If you have a bad driving record, you might want to consider increasing your deductible or switching to a different insurance company. Make sure you get collision coverage and comprehensive coverage, which will cover the cost of repair work if you get into an accident.
Another important factor in determining the car insurance cost is the safety features and equipment on the vehicle. Those safety features will reduce your risk of collision. If your Versa has a high safety rating, it will likely be cheaper than the average car.
If you are in the market for comprehensive insurance coverage for your 2022 Nissan Versa, there are a few things you should know. The first step is to get a few quotes. Insurance premiums vary depending on the type of vehicle you drive and where you live. The safety rating of the vehicle is also a factor in determining insurance rates. Luckily, there are ways to save on your policy.
The Nissan Versa seats five people with ample legroom in both rows, though taller drivers may wish for a bit more headroom in the rear. In terms of safety features, the Versa is equipped with two complete sets of LATCH connectors for the rear outboard seats, as well as a tether anchor for the middle seat. The vehicle is powered by a 122-horsepower four-cylinder engine. It comes with a five-speed manual transmission. More advanced models feature a continuously variable automatic transmission.
The comprehensive coverage for the 2022 Nissan Versa comes in two main forms: Nissan Gold Preferred and Nissan Silver Preferred. Gold Preferred protects more than 2,000 components of the vehicle, while Silver Preferred protects over 1,400 parts. Silver Preferred focuses on key components of the engine, transmission, drivetrain, and suspension. This type of coverage covers these parts and is an excellent choice for a new Nissan.
Comprehensive coverage for 2022 Nissan Versa is an excellent way to protect yourself in case of an accident. With comprehensive coverage, you won't have to worry about repairing glass or other non-collision damages. Plus, it is transferable. As long as you have adequate coverage, the policy will follow you no matter where you drive.
Rates by location
Nissan Versa insurance rates are determined by a number of factors, including the type of coverage you need, age and location. The most expensive trim level costs nearly $18,490, and the cheapest full-coverage policy costs $141 to $148 per month. However, these rates can vary by state and will depend on many factors, including your age and driving history.
For example, a liability-only policy can cost as little as $240 a year in North Carolina and Vermont. A newly-licensed driver can pay as much as $16,684 a year in New York City. A base S model can cost as much as $16,750, while a base SV model is slightly higher at $17,890.
A typical Nissan Versa insurance policy will cover damages that are the result of a collision, and will pay for the cost of repairs in the event of an accident. A typical Versa owner will pay $562 a year in insurance, but a higher deductible can save you nearly $500 a year.
In the same way, you should know what your car is worth. If you are purchasing a car, make sure to factor in the cost of depreciation. A Nissan Versa is worth $22,310 when new, but its residual value is only $17,056 after five years. It's possible to get a cheaper monthly payment by leasing the car. This is especially helpful if you like to drive new cars every three years.
Another important factor that affects the cost of insurance is your driving record. If you've had any recent violations or accidents, your rate will jump the most. The type of coverage you need also affects your rate.