If you're looking for cheap car insurance for your new Nissan Versa, then you've come to the right place. The most affordable rates are around $640 annually, while the most expensive ones are a bit higher at $1344 per year. The rates fluctuate widely, however, and no one insurer can claim to be the cheapest. You'll have to take a look at the different factors that affect the cost of car insurance and find the best possible policy for your Nissan Versa.

Rates

The cost of auto insurance varies significantly from person to person, depending on a number of factors, including the driver's gender, age, location, and driving record. There are discounts for certain groups of people, including newly retired individuals and seniors. Also, drivers can get a discount if they take a defensive driving course or drive a low mileage car.

Insurers consider teenage drivers to be higher risks than older drivers, so their insurance rates are higher. A 16-year-old driver will pay approximately $5132 in insurance every year, compared to $6,510 for an older driver. However, teenage drivers can save money by being added to their parent's policy or purchasing their own insurance policy. Although the rates of a Nissan Versa are national averages, the cost of car insurance will vary greatly depending on the age and location of the driver.

A safe driver will be able to save at least 40% on their Versa insurance premiums. Furthermore, a driver with a federal employee discount will be able to save up to 8%. Furthermore, drivers with several cars insured can receive discounts on all of their policies. Choosing a newer model year can save you as much as 10% on your Nissan Versa insurance policy.

For the best car insurance rate for a 2018 Nissan Versa, consider a policy with a military discount. While this might not be possible in every state, USAA is a good choice for families of military personnel. Alternatively, you can use a nationwide insurer like GEICO to get cheap car insurance.

Taking the time to compare quotes is essential if you are serious about finding the best deal for your Nissan Versa. There are many ways to get an online car insurance quote, and a rate comparison form can be a great way to find the best policy for your Nissan Versa. These forms will compare all the major companies' quotes and help you compare the prices.

Discounts

If you're shopping for car insurance for your new Nissan Versa, it's worth checking out different discounts available. Depending on where you live, you may be able to save as much as 50% on your premium. In California, for example, the average driver pays $193 per month for liability coverage. Those drivers in the Golden State pay almost 50% less than the national average. Likewise, drivers in less populous states such as Wyoming or Massachusetts may be able to save as much as $350 per year on their policy.

As a general rule, older drivers will pay lower premiums. The insurance rates for a 60-year-old driver will be significantly lower than those of a twenty-year-old driver. Those who qualify for a military or federal employee discount may also qualify to save money. In addition to these discounts, you may also qualify for a lower price on your car insurance if you're a senior citizen or a member of a certain professional organization.

When comparing car insurance premiums for a Nissan Versa, make sure to consider the type of coverage you need. For instance, a compact car such as the Versa Note S typically requires low coverage, which means that you may be able to save even more. It's important to remember that insurance rates vary widely from driver to driver, so it is important to compare premiums before you make a decision.

The age of the driver is the biggest factor in insurance costs. For example, a 20-year-old male will pay the highest premiums on car insurance for a Nissan Versa while a thirty-year-old male will pay the least. Moreover, older drivers are typically cheaper than younger drivers, and the cost continues to drop as the driver gets older.

State-by-state averages

Nissan Versa insurance rates vary considerably by state. In North Carolina, for example, a liability-only policy can run up to $240 a year. In Vermont, a newly-licensed driver could expect to pay $16,684 per year. In New York City, however, a base S trim is $17,890. If you're planning on purchasing a new Nissan Versa, you'll need to consider the cost of insurance.

Insurers base their quotes on several factors, including the model year and the most common trim level. Older Nissans are generally cheaper to insure, but their coverage limits will vary. The safety features of the car are another major factor in insurance premiums. The IIHS and NHTSA safety ratings, for example, are factors that can lower or raise your premiums.

For those looking for affordable car insurance, the cheapest Nissan Versa model is the S. This model comes with a six-speed manual transmission and an automatic transmission. The Versa S+ adds Bluetooth and a rear spoiler, and the SV model is the top of the line.

For those in Illinois, full-coverage car insurance costs $223 less than the national average. This may be due to the state's low crime rate and low cost of living. Additionally, drivers in Illinois may be able to save money by using public transportation.

A quick online insurance calculator can help drivers compare insurance rates and coverage levels in different states. The calculator can also provide statistics on the average rates for your age and location. A table will be provided showing you which states are the cheapest and most expensive to insure.

Younger drivers pay more

When you're shopping for car insurance, you'll notice that young drivers pay higher rates than older drivers. The reason is that young drivers are more likely to get in more accidents and speed. In addition, younger drivers typically get more at-fault accidents. In order to save money, drivers should look for discounts on their policies. These discounts can include good driver, good student, multi-policy, homeowner, and more.

While the average cost of car insurance for a 2018 Nissan Versa is around $1,348 per year for a 30-year-old driver, costs can vary significantly by state, ZIP code, and other factors. Using a car insurance calculator can help you find the best rate and customize your policy to fit your needs and budget.

Another way to lower insurance costs is to increase your deductible. This will lower the amount you pay for insurance, but you'll need to be sure that you can pay it if you're in an accident. Many insurance companies also offer discounts for bundling different policies. For example, you can combine your car insurance with your renters insurance. In addition, many states require that you have liability insurance to drive your vehicle. This includes liability insurance for bodily injuries and property damage.

Age is the biggest factor in car insurance rates. Young drivers pay higher rates than older drivers. While men and women in their 30s pay similar rates, teenage male drivers pay more than their adult counterparts. Furthermore, your driving history can also increase your rate. Younger drivers with poor driving records can see an increase of 50 percent to 300% over standard costs.

If you're a young driver, it's important to be aware of what factors auto insurers consider when setting premiums. Young drivers are considered high risk because of their risk for accidents and making claims. Depending on your driving history, however, a good driving record and a clean driving history can lower your premiums.

Comparison shopping

If you want to save money on your car insurance, you should start with a comparison shopping tool. You can use comparison websites to determine what type of policy will be the cheapest for your Nissan Versa. Some insurance companies offer discounts for certain features. For example, you may be eligible for a lower rate if you are a military family. GEICO is a widely available insurance company that also offers affordable car insurance.

The age of your vehicle also plays a big role in determining your auto insurance rate. Newer Nissan models generally have higher actual cash value than older ones, which can mean higher premiums. However, newer models tend to have more advanced features, which can help reduce your rate.

To compare quotes, you can use a comparison tool that can help you get the cheapest car insurance for a 2018 Nissan Versa. This tool compares different insurers' rates for your age and location. It also lets you know which states have the cheapest car insurance.

You can also compare rates using the Jerry app, which allows you to compare rates from 55 leading insurance companies in 45 seconds. Some insurance companies offer discounts for using safety technology and anti-theft devices. Other discounts include online payments, good grades, military service, and safe driving.

The Nissan Versa can seat up to five people comfortably. There is plenty of legroom in the front and back rows, but taller riders may wish for more headroom in the back. A child safety seat can be installed in the back, and two complete sets of LATCH connectors are available. Another optional feature is a tether anchor for the rear middle seat. The 2018 Nissan Versa is powered by a 1.6-liter four-cylinder engine. The base model comes equipped with a five-speed manual transmission. The S Plus and SV models come equipped with a continuously variable automatic transmission.