Buying a new Nissan Versa may be easier than you think, and it's not as expensive as you might think. This car is less expensive to insure than most other sedans, and it costs $1372 per year to insure. There are some things to consider before buying this car, including the discounts available and the safety features it comes equipped with.
$1372 a year
If you are in the market for a new Nissan Versa, you should know that car insurance for a 2016 model will cost you around $1372 a year. Luckily, there are some ways to lower the cost of your insurance coverage. First, check the safety rating of your vehicle. Older vehicles have lower safety ratings, so the higher the rating, the lower your premium will be.
Another way to lower your insurance cost for a 2016 Nissan Versa is to compare quotes. You can use a free car insurance comparison tool to compare rates from different companies. By comparing quotes from different companies, you'll be able to get the best policy possible for your needs. And remember, you can always change your mind if you think that your rates are too high.
You can also compare the cost of insurance for a 2017 Nissan Murano or a 2010 Nissan Pathfinder with the same MSRP. A Nissan Pathfinder's insurance costs are $1,376 less than a Nissan Murano, but will increase to $1,368 if you buy it after 2022.
In the United States, car insurance premiums can be higher in some states and cities than in others. Portland, Oregon, and Alabama are two examples of these places. However, lowering your car insurance premium can lower your monthly payment, especially if you make few claims.
Your driving record is an important factor in determining your car insurance cost. Driving safely and carefully will help you save money in the long run. In fact, insurance providers will often offer discounts to safe drivers. You can use these discounts to your advantage. Keeping your car in good condition will also help you lower your monthly premium.
Less expensive to insure than other sedans
The 2016 Nissan Versa is less expensive to insuring than other sedans thanks to its cheap insurance rates. The Versa is a great choice if you're looking to save money on your insurance premiums, even if you're a first-time buyer. The Versa's fuel efficiency makes it one of the most affordable sedans to insure, and it comes with features like automatic emergency braking with pedestrian detection. It also comes with an impressive safety rating, with an overall rating of Good or Excellent by the Insurance Institute for Highway Safety. Moreover, the Versa is cheaper to repair than most sedans on the market, meaning that the insurance costs are also lower.
Depending on the driver's age, a 2016 Nissan Versa can cost you as little as $1,827 a year. Insurance companies usually offer discounts for safety features, such as airbags and anti-lock brakes. The Versa also receives a discount for automatic seat belts, which can reduce the cost of insurance. Another factor that determines insurance costs for a Versa is auto theft. According to the FBI's Uniform Crime Report, motor vehicle theft losses reached $4.5 billion in 2014, which is reflected in the cost of auto insurance claims. A 2014 National Crime Information Center study shows that subcompact and compact vehicles were targeted most often by thieves.
A recent study by MoneyGeek found that an 18-year-old driver could save a lot on their Nissan Versa insurance by adding the vehicle to his or her parents' policy. However, this study is based on national averages and will vary based on the driver's age and where they live. For a better idea of the cost of insurance for a 2016 Nissan Versa, you should consult an independent insurance agent. They will be able to offer you the best coverage.
A 2016 Nissan Versa is the most affordable new car in America, with a base price of $12,815 and a top-of-the-line SL version starting at $18,660. That's a bargain considering its high fuel economy, intelligent interior features, and versatility for people on the go.
Discounts for safety features
There are many ways to lower the cost of your insurance. For example, you can get a discount for safety features like anti-lock brakes, airbags, and automatic seat belts. Another way to lower your insurance rate is by opting for a lower coverage limit. Car insurance companies will also consider your age and marital status when determining your premium. These factors can have a significant impact on your car insurance premium, and can increase or decrease your quote.
Choosing the best auto insurance company for your situation is essential for getting the best coverage at the best price. However, you should not sacrifice coverage just to save money. There are many options available to you, and you may find that the cheapest policy for your 2016 Nissan Versa comes from a smaller regional carrier.
Cheap car insurance for 2016 Nissan Versa quotes are based on a variety of factors, including age, location, driving history, and more. For example, male drivers under the age of 16 have higher insurance costs than older drivers. However, if you are 40 years old or older, your insurance costs will stay stable.
The Nissan Versa starts at $11,990 for the entry-level S trim with manual shift and rises to $15,530 for the mid-range SV trim. The top-end SL model also comes with a continuously variable transmission. It also boasts a 1.6-liter four-cylinder engine that puts out 109 horsepower. It also earns impressive gas mileage. It gets 31 mpg in the city and 40 mpg on the highway, as well as 35 mpg combined driving.
Aside from its safety features, the Nissan Versa also offers great passenger and cargo space. Its rear seat can comfortably fit two adults and can be folded down to expand the trunk space. It also has a CVT automatic transmission that maximizes fuel efficiency and power.
Discounts for teen drivers
In order to save money on car insurance for your 2016 Nissan Versa, you'll want to get multiple quotes. This way, you can compare the different companies and see how much they charge for a similar policy. In addition to getting multiple quotes, it's also important to compare your coverage options and ask for discounts.
The average cost of Nissan Versa car insurance for a 16-year-old male driver is $4,007 annually. This is nearly two-and-a-half times more than the average insurance rate for a 40-year-old driver. However, teenage drivers can save money by being added to their parents' policy or purchasing their own insurance policy. Insurance prices depend on a number of factors, including age and location.
Comprehensive and collision insurance cover a variety of damages that may happen in an accident. Collision coverage will pay for the damage caused to your vehicle in an accident, including damage to other cars and objects. Collision insurance also covers damage to your car from parking meters, trees, ditches, and other objects. These types of policies are more expensive than liability insurance, so you'll want to choose a high deductible to cut the cost.
If your teenager does not drive the vehicle very often, you may be able to get a teen discount on the insurance policy. Many insurers offer discounts if you sign a contract that requires your teenager to drive safely. These contracts require your teen to wear a seatbelt, never text while driving, and call for a ride if they feel impaired. Additionally, you can get discounts for maintaining good grades.
The average cost for full coverage auto insurance for an 18-year-old male is $5,565 a year, which is $647 more than for a female. However, these rates are lower than what you'd pay if your teenager were added to your parent's policy. Moreover, as your son or daughter gets older, his or her rates will drop.