The 2014 Nissan Altima is among the least expensive midsize cars to insure. While the average cost to insure a midsize car is $1589 a year, the Altima costs just $1706 for full coverage, ranking it as the 11th most affordable midsize car.
Liability-only coverage
When comparing insurance quotes for a Nissan Altima, liability-only coverage can be the cheapest option. This type of policy can be purchased online or through a local insurance agent. Car insurance prices are affected by a variety of factors, including the type of vehicle you drive, the model year, and the type of coverage you need. To get the best policy for your Nissan Altima, make sure to compare multiple quotes, and shop around for the best deal.
Insurance costs for a Nissan Altima increase if you are in an accident or have multiple tickets. A driver with only one accident will pay an average of $121 per month for liability-only coverage. However, if you have a history of at-fault accidents, your insurance rates can rise by as much as $528.
Liability-only coverage for a Nissan Altima costs approximately $1,320 per year, based on average rates. The exact amount will vary by driver age, location, and driving record. To find the best coverage for your specific needs, use our car insurance comparison tool to obtain a free quote and see which companies offer the best value. You could save up to $617 per year by comparing several different quotes.
Another way to lower your rates is to be responsible and reduce your mileage. Most auto insurance companies rate vehicles based on their usage. Vehicles that are garaged or kept in a locked garage receive lower premiums than those that are driven daily. Taking a few minutes each week to do this can save you a significant amount of money on your insurance premium.
The cost of Nissan car insurance is high due to the vehicle's high theft rate. Older models are particularly high risk. However, newer models do not have such a high theft rate. Fortunately, the newer models have better security features that lower car insurance costs.
Driver's experience
If you are looking for the cheapest car insurance for a 2014 Nissan Altima, you should consider comparing different companies' rates. A Nissan Altima with the best safety features is likely to cost you as little as $1,400 a year to insure. In comparison, a Nissan Murano Sl Hev will cost you $296 more per year to insure.
A Nissan Altima is relatively inexpensive, but its insurance cost is higher than average compared to other cars. It is important to understand that your actual insurance costs will vary depending on your location, driving record, and age. Use a car insurance calculator to estimate the exact cost for your particular situation.
The 2014 Nissan Altima has a high safety rating and an advanced suite of driver assistance features. You might be surprised to learn that a 40-year-old driver may pay $153 less per month than a 20-year-old driver. Furthermore, your driving record can have a large impact on your Nissan Altima insurance costs. Drivers with traffic violations are more likely to pay more per year than those with clean records.
The standard Nissan Altima will have lower insurance costs than the 3.5SR version. The latter is considered a sports car with a V6 engine and sport-tuned suspension. You'll also find that a brand new Nissan Altima will cost you more than a used Nissan Altima.
The average cost of car insurance for a 2014 Nissan Altima driver is $1,800. If you drive a Nissan Altima, you should compare the cost of car insurance in different states. The average cost varies significantly depending on the state in which you live.
Uninsured or underinsured motorist coverage
Uninsured or underinsured auto insurance can pay for your medical expenses and property damage in the event of a vehicle collision. It can also cover legal action if necessary. While it is important to have insurance, it can also be expensive. The amount you must pay each year will depend on factors such as the driver's age and the state where you live.
The average cost of uninsured or underinsured motorist insurance for a 2014 Nissan Altima is around $1,400 a year. However, the highest rates are usually around $2100 per year. Insurers differ greatly in their pricing structures and no single company can claim to be the cheapest.
Uninsured or underinsured auto insurance covers damages to your vehicle or property caused by an uninsured driver. This coverage is separate from collision insurance and is designed to fill in the gaps left by the at-fault driver's liability coverage.
Uninsured or underinsured automobile insurance also covers hit and run accidents. However, this coverage is not available in all states. In some, it may be required by law, but in others, it is not. Check with your state's insurance department for specific requirements.
Uninsured or underinsured auto insurance is an option that can lower your premiums while providing extra protection. For example, uninsured motorist bodily injury coverage is a good choice if you do not have high limits for PIP and MedPay coverage. The latter type of insurance covers your medical expenses, regardless of who is at fault in the accident.
When buying uninsured or underinsured auto insurance for the 2014 Nissan Altima, you should check the policy's uninsured motorist coverage limits. Some companies offer discounts for people who have multiple vehicles. Stacking insurance is a good way to make sure that you have enough coverage to recover from an accident.
Relatively inexpensive to insure
The Nissan Altima is a relatively inexpensive car to insure. According to MoneyGeek, insurance for this mid-tier sedan can cost between $1,317 and $1,500 per year. This average price includes insurance for both the driver and car. The cost of a policy is higher for young drivers because they are less experienced on the road. However, parents and teenagers can save money on insurance premiums by sharing the policy.
Insurers consider several factors when determining the insurance costs for the Nissan Altima. Some of them are: driving history, experience on the road, and registered driver. Insurers will look at the insurance cost in the state where the driver lives to determine the exact price.
Nissan is known for its affordable insurance costs. Nissan cars are known for their low insurance rates and high safety ratings. This may make them more appealing to prospective car buyers, especially since they are so affordable to purchase. Nissan is a popular car among budget-conscious shoppers.
A Nissan Altima's safety rating is also impressive. It earned the highest rating of "Good" in every category. The only area where the Altima scored lower than the Quest is roof strength. In this category, Nissan Altima's roof strength is only slightly below average, which makes it an excellent choice for the U.S. Army or a family.
A Nissan Altima has a low insurance cost and low theft rate. The company has a partnership with a cheap auto site to reduce the costs. However, Nissans are not without their share of theft and other problems. Despite their low insurance costs, Nissan models are still popular targets for car thieves. The National Insurance Crime Bureau (NICB) maintains lists of the top ten stolen vehicles in each state.
Discounts available to women drivers
For a woman to get the best insurance coverage for her 2014 Nissan Altima, she needs to be aware of the discounts available to women. In general, Nissan Altima drivers who drive less than 2,500 miles per year will pay less than a driver who drives more than this amount. The lowest monthly rate was found with Liberty Mutual. To find out which discount you can get for your Nissan Altima, check online.
Insurance companies base their rates on several factors, including driving history. Maintaining a good driving record will help keep your rates low. In addition, many companies offer large discounts for drivers who use telematics to monitor their driving. The State Farm Drive Safe and Save program, for example, can help women save as much as 50% of their previous rate. Most insurers also offer discounts to customers who buy insurance policies in bulk. If you have multiple cars under the same policy or purchase multiple types of insurance from the same company, you can qualify for even more discounts.
Women pay slightly less than men when it comes to auto insurance, but the differences are less than you might think. In general, women pay about $12 less a month on average than men. Obviously, age and location also play a part in determining your insurance rates, so it's important to shop around and compare rates across different insurers.
Young female drivers may want to stay on their parents' policy to keep costs down. A good driving record and membership in affinity groups are also good ways to save money on insurance. Defensive driving courses can also lower your insurance costs.