When it comes to getting affordable car insurance, you can get a lot of quotes online. However, if you want to get the lowest price, you will need to shop around and compare different offers. Then, select the one with the best rate. The best way to do this is to get several quotes, either online or with a local agent. This way, you will be sure to get the best coverage for the lowest price.
$1,228 per year
Insurers base their quotes on a number of factors, including model year and location. As a result, your insurance cost may be higher in Houston than in Columbus. Additionally, your driving history can affect your rate. For example, if you've committed any moving violations or are a new driver, your insurance rates will likely go up. On the other hand, if you've maintained a clean driving record, your premiums will probably be lower.
When shopping for insurance for your Nissan Versa, make sure you consider how old you are. Teenagers tend to get more tickets and have more accidents than older drivers, so their insurance rates can be higher. For example, a 16-year-old male driver can expect to pay $5132 a year for car insurance. Senior citizens, meanwhile, can expect to pay around $764 per year for car insurance.
Your deductible can also influence your insurance costs. For example, if you drive a sports car, your insurance premiums will be higher than if you drive a sedan. However, if you don't drive a sports car, a lower deductible can reduce your premiums.
$114 per month
The price you'll pay to insure your 2011 Nissan Versa will vary depending on several factors. For instance, your car's model and horsepower will affect the cost of insurance. Older cars will cost less to insure, repair, and replace. They're also less likely to cause catastrophic accidents. Insurers use a rating system to determine how safe your car is.
The cheapest car insurance provider for a 2011 Nissan Versa is USAA, which is great for military members. GEICO is also a good option and offers competitive rates. When you're shopping for car insurance, remember to look at your age and gender. Young male drivers are more likely to be involved in accidents and get speeding tickets, so their premiums are higher. But as you age, your insurance cost will level out. You can expect to pay about $114 per month for insurance if you're a 40-year-old male.
There are other factors to consider when shopping for car insurance. For instance, some companies allow you to have one accident before boosting your premiums. Also, if you're a good driver, you'll pay less than someone who has several accidents. Paying a deductible in advance is another way to cut down the cost of coverage.
You'll also need to consider the car's safety features. The Nissan Versa seats five people comfortably, but the rear seat headroom is a bit tight. Tall passengers may have to lean against the ceiling. If you want to protect your family, you can purchase heated front seats and upgrade the interior upholstery with better materials. The Versa also has two sets of LATCH connectors on the rear outboard seats and a tether anchor in the middle seat. Overall, the Versa is a good choice for families.
Nissan Versa comes with standard safety features, such as front automatic emergency braking, lane-departure warning system, and automatic headlights and high beams. However, the infotainment system does have mixed reviews. Some users find that the touchscreen system is a little slow to respond to input, and others report that voice recognition is not as effective.
Collision coverage
Finding the best collision coverage for a 2011 Nissan Versa can be difficult, but it is possible to save money by getting a few quotes from different car insurance companies. These quotes are based on factors like your driving history and the trim level of your car. You can also compare prices based on safety features and NHTSA and IIHS ratings.
Collision coverage is important for your Versa, as it pays for any damages that result from collisions. However, it does not cover damage from animals or hitting a mailbox or parking meter. Collision coverage can be expensive, so you should consider lowering the deductible if your car is not worth a lot of money.
The cost of Nissan Versa insurance is significantly higher than most other cars in its class. Nissan Versa owners pay $1,718 for collision coverage each year, which is nearly twice as much as the average small car. The price of collision coverage for a 2011 Nissan Versa is higher than for a 2020 model, but the coverage is less expensive for older vehicles.
While collision coverage is not mandatory for those who own their cars outright, it is important to protect your lender's investment. You may choose not to carry collision coverage if you own your vehicle outright, but you should check the value of your car with Kelley Blue Book's car valuation tool. You can use this tool to determine the market value of your car, and tailor the pricing based on your specific needs.
You can find cheaper Nissan Versa insurance quotes by comparing quotes from different companies online. Use our FREE tool to compare Nissan Versa insurance quotes.
Deductibles
The best way to find cheap car insurance for the 2011 Nissan Versa is to compare quotes from different companies. A recent MoneyGeek study revealed that USAA was the cheapest provider, while Allied was the most expensive. However, both of these insurers cater mainly to military families. The most affordable insurer, GEICO, is a widely available company. In the study, MoneyGeek reviewed thousands of Nissan Versa insurance quotes and used a sample 40-year-old driver.
The cheapest car insurance for the 2011 Nissan Versa is usually based on collision coverage, which pays for physical damages to your car in an accident. The deductible will be the amount you must pay before the insurance company will pay for the rest of the damages. This coverage is expensive, however, so it's not recommended for older cars. If you are concerned about the cost of collision insurance, consider raising your deductible.
Raising your deductible will also reduce your monthly payments. A $500 deductible will leave you with $2,500 to use toward replacing your car in the event of an accident. You can even put the extra money aside in an interest bearing account. You can also get a discount for safe driving. However, you should always make sure you have enough money to cover this deductible. No one can know when you might be involved in an accident, and no one can guarantee the outcome.
When comparing rates, consider the age and gender of your drivers. Younger drivers are more at risk of crashing than older people, so you should consider raising your deductible.
Nissan Versa's safety features
The Nissan Versa's low cost of repair and cheap car insurance cost can make it an ideal choice for those who want an affordable subcompact sedan. With low repair costs and plenty of amenities, this model can also provide a safe driving experience for many passengers. If you are planning to purchase a Nissan Versa, you should consult an independent insurance agent to determine the best coverage for your needs.
The Nissan Versa is a subcompact sedan that comes with three trim levels and is powered by a 1.6-liter four-cylinder engine with 122 horsepower and 114 lb-ft of torque. The S model comes standard with a manual transmission, while the SR and SV models come standard with a CVT transmission. Nissan has included several safety features for the Versa, including a driver-assistance system that alerts the driver if children are in the back seat.
Another good feature of the Nissan Versa is its cargo space. Its trunk space is generous, with a cargo space of 15 cubic feet. The load floor is low, which makes it suitable for carrying larger objects. The rear seats also fold down, but not flat, which offers more cargo space.
The Nissan Versa comes standard with liability coverage, which covers damages to other people and property caused by your car. This coverage also covers medical bills and other expenses. The cost of insurance for this vehicle typically ranges from $372 to $562 a year. This is an excellent choice for those who want to drive a compact car but still want to pay a low monthly premium.
The Nissan Versa is also equipped with a rear-view camera and lane-departure warning systems. These features can detect a pedestrian in front of the vehicle and brake automatically. All of these safety features can make it easier for drivers to avoid collisions and accidents.