When shopping for car insurance, location is one of the most important factors. For instance, drivers in New York may pay $410 more a year for car insurance than those in Chicago. Also, a driver's driving record plays a big part in their rate. Those with a history of traffic violations, especially those in their teens and early 20s, will see the highest rate increases. Another important factor is crash test ratings. A good crash test rating means that a car is more protected in an accident, and that could translate into lower insurance costs.

Full Coverage

Nissan Maxima insurance cost varies significantly, depending on the insurance provider you choose. The average cost for this car is $1,427 per year, although it can be much higher or lower. The least expensive insurance company for this model is USAA. It charges $1185 per year, which is $684 less than the most expensive company. However, insurance rates vary based on several other factors as well.

A Nissan Maxima is classified as a mid-size four-door sports car. It is available in four trim levels, starting with the base model 3.5 S, which costs $32,420. It features a 3.5-Liter engine with 290 horsepower and a continuously variable transmission. Higher-trim models also include paddle-shifted transmissions. The car also comes with seven-band graphic equalizer and two-tone paint.

The 1987 Nissan Maxima has excellent safety features, including front and rear crumple zones. In addition, the car is sold with a standard warranty, including a 36-month/36,000-mile limited vehicle warranty and a five-year/60,000-mile limited power train warranty. However, cheap car insurance does not provide the coverage you need to protect yourself in an accident.

A full coverage insurance plan offers better coverage, including higher liability limits, comprehensive coverage, and uninsured/underinsured motorist coverage. This type of insurance provides the greatest amount of financial protection for your car. To learn more about this coverage, call your insurance company and receive several quotes.

While you're looking for cheap car insurance, remember that the price you'll pay can vary significantly from state to state. While you should compare several quotes before making a decision, remember that car insurance costs are largely determined by several factors, including age, gender, and location. Using an insurance calculator will help you get an idea of the most affordable option for your situation.

$86 a month

The following table shows the average Nissan Maxima car insurance rate in 15 major metro areas in the U.S. You should be aware that your rate may be significantly different if you live in a less populated or rural area. Moreover, insurance rates vary widely by state and car model. However, these factors aren't the only ones that affect your insurance rates.

Insurers base their premiums on several factors, including the age of the insured driver, gender, and driving experience. Inexperienced drivers can pay much higher insurance rates. For example, a teen driver's Nissan Maxima insurance rate can be as high as $5664. Inexperienced male drivers tend to get more traffic violations and have more at-fault accidents, which can raise the insurance rates significantly.

The average insurance premium for a 1987 Nissan Maxima is $1,427 a year for full coverage, which is a bit higher than the average full-size car insurance rate. However, a deductible of $250 will save you around $86 a month.

While Nissan Versa insurance costs only $1,827 per year for a driver aged thirty years old, the Nissan Titan is 13% more expensive. The Nissan Titan, on the other hand, costs about $10,000 more to buy and insure. By comparison, a 30-year-old driver of a 2014 Nissan Frontier will only pay $2,515 a year.

A 30-year-old driver with a clean driving history can expect to pay $86 a month for car insurance in 2022. While the 370Z is currently unavailable, its predecessor the 350Z, was discontinued by Nissan after the 2009 model year. However, it is not yet too late to shop around for the 370Z.

$1,576 a year

The average annual cost of car insurance for a 1987 Nissan Maxima is $1,576. This cost may differ slightly depending on the model year and driver's age. In some states, older cars have lower insurance rates than newer ones. Also, the cost of insurance can vary greatly depending on your location.

As you can see, Nissan Maxima car insurance costs are lower than other models, but still significantly higher than the average model year. For example, a 2005 Nissan Maxima will cost $1,104 per year to insure, while a 2020 Nissan Maxima will cost $1,733 per year. However, by shopping around and comparing quotes online, you can get a lower rate.

Nissan's largest SUV, the Armada, is one of the most expensive models. This car's high cost contributes to its high insurance costs. In addition, insurance costs for a 2022 Nissan Armada are slightly higher than those of a 2009 Nissan Maxima.

Getting quotes from multiple insurance companies is the number one way to save on car insurance. This will ensure that you get the best rates. The Insurance Information Institute recommends getting at least three quotes. Once you have a list of quotes, decide on how much coverage you need. Most experts recommend obtaining more than the minimum liability requirements in your state, collision and comprehensive coverage, as well as uninsured/underinsured motorist coverage.

Increasing the deductible is another way to lower your car insurance costs. The higher your deductible, the more you pay out of your own pocket for repairs or replacement. If you've had an accident in the past, you may not have the money to replace your car if it is totaled.

Variables that affect rates

The cost of car insurance for a 1987 Nissan Maxima varies widely, and it is important to compare different companies' rates before deciding on a plan. The average annual cost of car insurance for this model is $1,427, but it can cost much more if you're a young driver. Insurers consider several factors to determine costs. For example, high-value models can cost more to insure, and models that are more likely to be stolen or crashed are often more expensive to insure.

Another factor to consider when determining your premium is the area in which you live. The size of your house and the number of cars in your neighborhood can all affect your premium. If you live in a major city, you can expect your rates to be higher than in a rural area.

Small regional insurers are often cheaper to insure. However, if you have a poor credit rating or poor driving record, all insurers will consider you a risk. Young drivers and people with poor credit are also considered riskier. Insurers may not be willing to insure you because of these factors.

The type of car you drive also plays an important role in determining your insurance rates. Insurance companies compare previous claims from similar models, as well as theft rates and the amount paid for comprehensive claims. Young drivers also face a higher risk of accidents and theft, so their rates are usually higher than those of older drivers.

Discounts available

The second-generation Nissan Maxima, which was sold from the 1984 to 1988 model years, is a luxury sedan based on the Z-car platform. The car features a rear-wheel drive system and is equipped with high-tech electronics. Some of the car's notable features include two-tone paint and a seven-band graphic equalizer.

Depending on the location of the car and the type of coverage, Nissan Maxima car insurance rates can range from $1,427 per year to $1,576 per year. Several factors affect these costs, including the driver's age and driving record. Comparing quotes online will help consumers find the best insurance rate for their Nissan Maxima.

Many companies offer discounts to Nissan Maxima owners. Some of these discounts include discounts for safety and technology features. Some Nissan Maxima insurance companies may offer additional discounts if the car is stolen or has a high security rating. However, it is important to shop around for the best rates.

In addition to age, location and driving history are other factors that affect auto insurance rates. For example, young, inexperienced drivers are more likely to have higher car insurance rates than drivers with more experience. Inexperienced male drivers are notorious for getting more speeding tickets and being involved in more at-fault accidents, which can result in higher insurance rates.